Plan d’Epargne en Actions (PEA) Accounts
Plan d’Epargne en Actions (PEA) Accounts
French tax-resident clients use a PEA account to acquire a portfolio of European securities while benefitting from preferential tax conditions.
The IBKR Advantage
- Create a diversified portfolio of European Economic Area (“EEA”) securities while benefitting from preferential tax conditions. After five years of holding a PEA, withdrawals are exempt from capital gains tax but still subject to a social contribution tax of 17.2%.
- There are no fees associated with opening your PEA account, no custody fees and no transfer fees. Transaction fees are limited to just 0.5% of the transaction amount for electronic trading (1.2% of the transaction amount for phone orders).
- Easy-to-handle, online process for managing EUR deposits and withdrawals with minimum administrative tasks.
- Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.
- Opening a PEA account with Interactive Brokers is quick and easy. With an Interactive Brokers account, you can add a PEA account in minutes and fund the account in seconds.
Low Costs1
An IBKR PEA account offers low commissions on stocks, ETFs and mutual funds registered in the EEA that are registered as PEA-eligible.
No custody fees
No transfer fees
Commissions capped at 0.5% of the transaction amount for electronic trading
IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
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Trading Platforms
Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.
Comprehensive Reporting
Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.
Order Types and Algos
100+ order types – from limit orders to complex algorithmic trading – help you execute any trading strategy.
Free Trading Tools
Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.
Free Account Tools
Manage taxes and corporate actions, learn about T+1 settlement and trade allocations, and read about additional tools and services available to clients.
Create and Manage Your Complete Portfolio
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ESG scores from Refinitiv give you and your clients a new set of tools for making investment decisions based on more than just financial factors.
PortfolioAnalyst
Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.
A Broker You Can Trust
When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.
IBKR
Nasdaq Listed
$16.1B
Equity Capital*
74.2%
Privately Held*
$11.7B
Excess Regulatory Capital*
3.12M
Client Accounts*
2.70M
Daily Avg Revenue Trades*
IBKR Protection
Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.
Plan d’Epargne en Actions (PEA) Account Structure
The account must be held by a natural person, and each person is only allowed one PEA account. The maximum lifetime contribution to a PEA account is €150,000. All contributions to the plan are cash-only and must be denominated in EUR. The PEA is an envelope intended to encourage investment in French and European equities. The account allows to invest in stocks, ETFs and Funds.
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Individual User
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Optional 2nd User
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PEA Account
Open a PEA Account
To open a PEA account, you must be a French tax-resident citizen aged 18 or older. The PEA account can be requested as part of the account application process or from the User (“Head/Shoulders” icon) > Settings > Open an Additional Account > Individual Brokerage Accounts > PEA menu in Client Portal. You must provide details on your birth city and birth department code when opening the account and will need to answer questions as to whether you already have a PEA account.
Request PEA Account from Client Portal
Disclosures
- Tax treatment depends on the individual circumstances of each client and may be subject to change in the future.
- Lowest Cost Broker according to StockBrokers.com Online Broker Survey 2023: Read the full article Online Broker Reviews, May 18, 2023. "Because Interactive Brokers' core clientele are professional traders and institutional investors (e.g., hedge funds), it is crucial to provide the lowest commissions schedule available. In our rigorous assessment, there is no question Interactive Brokers delivers."
- Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.