ISK Accounts
Investeringssparkonto (ISK) - A Smarter Way to Invest
Grow your savings with simplicity, flexibility, and tax efficiency.
An ISK makes it easier for Swedish tax residents to invest globally in stocks, ETFs, mutual funds, options and futures with favorable tax treatment.
The IBKR Advantage
- Build a diversified portfolio of global stocks, ETFs, mutual funds, options, and futures.
- Benefit from low costs: competitive commissions, low margin rates, and no account opening, maintenance, or transfer fees.
- Manage deposits and withdrawals through a simple online portal with minimal administration.
- Use professional trading tools and technology to plan and execute strategies on desktop or mobile.
- Open an ISK quickly. Existing IBKR clients can add an ISK in minutes and fund it in seconds.
Investing Made Easy with an ISK
An ISK offers Swedish investors a simple, tax-efficient way to grow savings. Invest globally in stocks, ETFs, mutual funds, options, and futures without tracking each trade for taxes. Instead of capital gains tax, you pay a low standard tax based on account value. No lock-in period, easy withdrawals, and automatic tax reporting support long-term investing and help you keep more of your returns.

An ISK offers low commissions on ISK-eligible global stocks, ETFs and mutual funds.
- Brokerage commissions from 0.05%
- Zero custody fees
- Zero transfer fees
- Zero account maintenance fees
IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
Learn More About Best Execution
Low SEK margin rates

Professional Trading Platforms, Order Types, and Tools
Powerful, award-winning platforms to trade and manage your portfolio on desktop, web, and mobile.
Access 100+ order types and algorithms, from simple limit orders to advanced algorithmic strategies.
Use professional tools to find opportunities and manage risk. Scan markets with Advanced Market Scanners and analyze exposure with Risk Navigator.
Fundamentals Explorer delivers global fundamentals on 30,000+ companies, 300+ data points per company, 80+ news and research sources, and 5,500+ TipRanks analyst ratings.
Invest according to your priorities. The Impact Dashboard helps you evaluate companies using ESG scores from LSEG and other non-financial factors.
Investeringssparkonto (ISK) Account Structure
An ISK is available to individuals with a Swedish personal identity number, typically Swedish tax residents. The account is personal and not jointly owned, though you may hold multiple ISKs. Minors may open an ISK with a legal guardian. Eligible investments include stocks, ETFs, mutual funds, options, futures and certain bonds. Unlisted shares are generally excluded.
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Individual User
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ISK Account
FAQ About ISK Accounts
Open an ISK Account
To open an ISK account, you must be a Swedish tax-resident citizen age 18 or older. The ISK account can be requested as part of the account opening process or from the User (“Head/Shoulder” icon) > Settings > Open an Additional Account > Individual Brokerage Accounts > ISK menu in Client Portal.